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Pay Off Debt with Ease: Citi Simplicity® Card Offers 0% APR Until 2024

Pay Off Debt with Ease: Citi Simplicity® Card Offers 0% APR Until 2024
source : cnn

It’s official: now avoid credit card interest into 2024

The Citi Simplicity® Card sets itself apart with an incredible offer of 21 months of 0% intro APR on qualifying balance transfers and no annual fee, making it a top pick for anyone looking for ample time to pay off credit card debt.

Key Features of the Citi Simplicity® Card:

  • 0% intro APR on balance transfers for 21 months. With the Citi Simplicity® Card, you can transfer your existing credit card balance and enjoy no interest for almost two years, giving you plenty of time to pay off your debt.
  • 0% intro APR on purchases for 12 months. In addition to balance transfers, the Citi Simplicity® Card also offers a 0% intro APR on new purchases for the first 12 months, providing flexibility for unexpected expenses.
  • Choose your payment due date. Managing your finances becomes easier with the Citi Simplicity® Card as you can select any available payment due date that aligns with your financial schedule.
  • No late fees, penalty rate, and no annual fee… Ever. Unlike many other credit cards, the Citi Simplicity® Card does not charge late fees or increase your interest rate due to missed payments. Additionally, there is no annual fee, helping you save money.

Why Choose the Citi Simplicity® Card?

If you’re looking to pay off your debt without accruing interest, the Citi Simplicity® Card offers one of the longest interest-free periods available today. With 21 months of 0% intro APR on balance transfers and 12 months on purchases, this card provides ample time to regain financial control. Furthermore, the flexibility to choose your payment due date and the absence of late fees and penalty rates make it an attractive option for responsible credit card management.

Recommended Credit Score

The Citi Simplicity® Card is best suited for individuals with a credit score of Good/Excellent (670-850). However, there have been reports of approval for applicants with scores in the mid-600s, indicating some flexibility in creditworthiness assessment.


If you’re seeking a credit card that allows you to avoid interest on balance transfers for an extended period, the Citi Simplicity® Card is a clear standout. With its generous introductory offers and beneficial features, it provides the opportunity to pay off debt efficiently. Apply now to take advantage of this exceptional credit card offer.

Note: The information provided is accurate at the time of publication and is subject to change. Please refer to the issuer’s website for the most up-to-date information.


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